BREAKING THE CYCLE OF EXCESSIVE DEBT

BREAKING THE CYCLE OF EXCESSIVE DEBT

Triumphing Over Financial Disasters & Establishing Good Credit


Atlanta, GA - Balancing debts with moderate to little income is a challenge that grips millions of people across the country. The answers on what to do are here.

Author Tiffany R. Love demonstrates in her latest book Surviving Financial Disasters (ISBN: 0-9712429-5-X, $24.99, available at major retailers) that she practices what she preaches by including personal documents, sample letters, current information, forms, as well as resources to empower readers to face their financial crises with dignity.

Ms. Love openly shares past financial mistakes that led to her home being placed in foreclosure and the mistake of swiftly filing for bankruptcy. She tells readers how she avoided having her home foreclosed and other valuable lessons she learned along the way. Surviving Financial Disasters walks readers out of the despair of debt and educates them on how to avoid future pitfalls, negotiate with lenders and creditors, rebuild their credit, locate mortgages, as well as selling property to save readers thousands of dollars.

Tiffany Love knows how to put complex information into plain words. Ms. Love's Top Five financial tips to those facing a financial crisis are 1) Cut the extras [like Cable TV]. 2) Think resourcefully. Rent a room in your house to a responsible college student. 3) Confront creditors. It's the quickest way to reach a solution. 4) Be particle. Eliminate extra car payments. 5) Know your rights. Knowledge is power.

Tiffany Love's positive message for those deep in debt is sweeping the nation. Upscale Magazine (August 2004) says Tiffany Love directs readers out of the bowels of debt... The National Examiner (June 2004) ran a story titled Staying Afloat; How to Surviving On Your Own After Sudden Financial Disasters. RAWSISTAZ Reviewers wrote ... this book is complete, clear and informative

Tiffany R. Love is an intelligent and exciting writer with a wealth of information to share. A former engineer and technical writer, Ms. Love has been operating her own company, Petra Publishing Company, since 1995. This vivacious author of Leveling The Playing Field (2003) and Surviving Financial Disasters (2004), is an outstanding orator and has appeared on numerous radio and television shows such as CBS Market Watch, Tavis Smiley Show, Rick Bloom Show, as well as many others. Ms. Love engages audiences with particle tips and financial saving quizzes that engage viewers.
  ¶ 7/28/2004 06:57:00 AM

 

PROGRAM LAUNCHED TO HELP BLACKS START A BUSINESS

Vero Beach, FL - With Black unemployment at about 25 percent and decent paying jobs scarce, one way to get income is to start a business.

It takes less money than one would think. Robb Roy Taylor, Ph.D., has written a book titled SEVENTY BUSINESSES YOU CAN START WITH A FEW HUNDRED DOLLARS -- OR LESS! (1st Books, Bloomington, IN. 210 p. $14.95) He wants to give every Black church three or four copies of this book to lend to parishioners who are unemployed, married with children to support. More important, he wants to lend the money needed to start the selected business -- $300 to $900.

To get the needed money, Blackbiz Start-Up Fund is being established and Blacks now making millions in sports and entertainment, etc. are being asked to contribute $5,000 to $100,000 and more to help make these no-interest loans to Blacks all over the U.S. who want to go into business. The donations will be tax-deductible and may lower the income tax rate for donors, so the donations could cost nothing.

This is a way for unemployed Blacks to move away from minimum wage, menial jobs and to win self-respect and high standing in their community. In addition to the small loan, those going into business will get advice and counsel from various Black sources to help them make a success of their business.

The first step in the program is to get the cooperation of pastors of Black churches who will hand out the applications for the loans to family-heads who have the capability for making a success of the business they choose -- which should be one they will enjoy being in.

Let your pastor know about this program. Meanwhile, the Blackbiz Start-Up Fund is going to be contacting successful Blacks urging them to support this self-help (non-governmental) program.

Those interested can contact Robb Roy Taylor by mail at 762 South U.S. One, Vero Beach, FL 32962 or by email at RobbRoyTaylor@cs.com  ¶ 7/26/2004 09:09:00 AM