Kamau's Business Blog Page - The World's 1st Black and Minority Business Blog!
Friday, August 19, 2005
"Grants For Single Mothers" Article by Kelly Kennedy of Single Mother Resources
If you are a single mom and struggling to get by, you are not alone. Whether you are going through a divorce or the father is absent most single mother face the burden of supporting themselves and their children all on one income.
* Only fifteen percent of women going through a divorce are awarded any form of court-ordered spousal support.
* Thirty-four percent of those women never receive what is due to them.
* Less than half of the women who claim child support ever receive the full amount.
* Within the first year of divorce a womens average standard of living falls forty-five percent while a mans will grow fifteen percent.
What are grants? A grant is an award of financial assistance. The primary purpose of a grant is to transport a thing of value from a Federal agency to a recipient to carry out a public purpose of support or incentive authorized by a law of the United States. A grant is distinguished for a contact, which is then used to acquire property or services for the Federal government's direct use or benefit. Grants are associated by company, state, local or tribal government, research institution or academia, not-for-profit, or any other kind of institution. Grants for single mother can be found on one of the 900 grant programs offered by the 26 Federal grant-making agencies. These programs fall into 21 broad categories defined by the Catalog of Federal Domestic Assistance.
Agencies may fall under multiple grant categories.
Below is a list of categories where grants for single mother may be found:
- Agriculture
- Arts
- Business and Commerce
- Community Development
- Consumer Protection
- Disaster Prevention and Relief
- Education Employment, Labor, and Training
- Energy Environmental Quality
- Food and Nutrition
- Health Housing
- Humanities
- Information and Statistics
- Law, Justice, and Legal Services
- Natural Resources Regional Development
- Science and Technology
- Social Services and Income Security
- Transportation
If you are a single mother seeking help with funding for your higher education you should consider exploring financial aid options such as contacting your financial aid office where you attend school. Ask about:
- Direct financial assistance from your college
- Federal and state subsidized grants
- Work-study programs
- Support from alumni, local clubs, or religious groups,
- Corporate-sponsored scholarships or tuition-aid programs for employees or for children of employees
Who can apply for grants?
If you are a citizen of the United States or a U.S. territory, or are a foreign national who has lived in the United States or a U.S. territory for at least three years immediately preceding an application, you are eligible to apply for a grant.
How do I prepare an application? Each grant program has special instructions and program guidelines on how to properly prepare an application. Make sure to review these carefully before beginning your application for any important information about the focus of the program, eligibility requirements, and the types of funding available.
Applying for a grant is a great way for single mother in debt to get out of debt and stay out. Helpful sites - Grants.gov lists over 900 grant programs. NEV.gov answers common questions about grants.
About The Author: Kelly Kennedy writes for Single Mother Resources.com, a great online source for single mothers and financial advice.
* Only fifteen percent of women going through a divorce are awarded any form of court-ordered spousal support.
* Thirty-four percent of those women never receive what is due to them.
* Less than half of the women who claim child support ever receive the full amount.
* Within the first year of divorce a womens average standard of living falls forty-five percent while a mans will grow fifteen percent.
What are grants? A grant is an award of financial assistance. The primary purpose of a grant is to transport a thing of value from a Federal agency to a recipient to carry out a public purpose of support or incentive authorized by a law of the United States. A grant is distinguished for a contact, which is then used to acquire property or services for the Federal government's direct use or benefit. Grants are associated by company, state, local or tribal government, research institution or academia, not-for-profit, or any other kind of institution. Grants for single mother can be found on one of the 900 grant programs offered by the 26 Federal grant-making agencies. These programs fall into 21 broad categories defined by the Catalog of Federal Domestic Assistance.
Agencies may fall under multiple grant categories.
Below is a list of categories where grants for single mother may be found:
- Agriculture
- Arts
- Business and Commerce
- Community Development
- Consumer Protection
- Disaster Prevention and Relief
- Education Employment, Labor, and Training
- Energy Environmental Quality
- Food and Nutrition
- Health Housing
- Humanities
- Information and Statistics
- Law, Justice, and Legal Services
- Natural Resources Regional Development
- Science and Technology
- Social Services and Income Security
- Transportation
If you are a single mother seeking help with funding for your higher education you should consider exploring financial aid options such as contacting your financial aid office where you attend school. Ask about:
- Direct financial assistance from your college
- Federal and state subsidized grants
- Work-study programs
- Support from alumni, local clubs, or religious groups,
- Corporate-sponsored scholarships or tuition-aid programs for employees or for children of employees
Who can apply for grants?
If you are a citizen of the United States or a U.S. territory, or are a foreign national who has lived in the United States or a U.S. territory for at least three years immediately preceding an application, you are eligible to apply for a grant.
How do I prepare an application? Each grant program has special instructions and program guidelines on how to properly prepare an application. Make sure to review these carefully before beginning your application for any important information about the focus of the program, eligibility requirements, and the types of funding available.
Applying for a grant is a great way for single mother in debt to get out of debt and stay out. Helpful sites - Grants.gov lists over 900 grant programs. NEV.gov answers common questions about grants.
About The Author: Kelly Kennedy writes for Single Mother Resources.com, a great online source for single mothers and financial advice.
"Scholarships For Single Mothers" Article also by by Kelly Kennedy of Single Mother Resources
Are you a single mother in debt trying to make your way through school hoping to attain a better education so you can support your family? If so you should consider applying for a scholarship. What is a scholarship? A scholarship is a grant of financial aid awarded to a student, as for the purpose of attending a college.
Scholarships are beneficial because it allows a student to cover all or a fraction of his/her college expenditures without having to pay the money back. The majority of scholarships come from federal funds, with the remaining balance coming from private organizations. As a student takes a step forward in his/her education and chooses a career path, more opportunities will become accessible.
Scholarships can be based on: region, academic performance, religious affiliation, sports, ethnic background, military status, intended major. Where to find out more information on scholarships As a single mother it's always best to investigate on known avenues, such as State Department for Higher Education for residents, a high school guidance office, an academic department or college's financial aid office, free internet searches or libraries. One area that is not searched as often but should is a parent's company, or even student employers, so if you are a single mother working and going to school contact your employer to see if there are scholarships available.
Scholarship for Single Mother With so many scholarships being available it can often be difficult to choose which one is best for you. Narrow your search by which you believe best meets eligibility factors, and then take the time to devote persuasive applications that include transcripts, proof of eligibility, personal essays, recommendation letters, etc. Make sure to follow directions carefully, as well as giving yourself enough time to put together a great application opposed to something being done at the last minute.
Follow directions, proofread your work, double check that, apply early and keep copies for your records. Scholarship for Single Mother: Beware of Scholarship Scams There are entities that state that there's millions of scholarship dollars that go unused every year. This is incorrect, as the greater part of the funds comes from the federal government and the private scholarships come from organizations that are willing to let students utilize them. The Federal Trade Commission alerts families to beware of scams that encourage students to make a payment to hold the scholarship, or if the student has been selected for an unknown scholarship.
Schools have a given amount of funds to make use of for students, and no one can change the system to get more money for scholarships than they are granted through the standard financial aid process. Why Should I Apply? As a single mother, don't let high costs be a reason not to go to school. Bettering your education should be a top priority because it will pay off in the future and you will be able to support yourself and your family. Apply today for a scholarship and it will be one less financial cost you will have to worry about, every little bit helps, right?
About The Author: Kelly Kennedy writes for Single Mother Resources a great online source for single mothers and financial advice
Scholarships are beneficial because it allows a student to cover all or a fraction of his/her college expenditures without having to pay the money back. The majority of scholarships come from federal funds, with the remaining balance coming from private organizations. As a student takes a step forward in his/her education and chooses a career path, more opportunities will become accessible.
Scholarships can be based on: region, academic performance, religious affiliation, sports, ethnic background, military status, intended major. Where to find out more information on scholarships As a single mother it's always best to investigate on known avenues, such as State Department for Higher Education for residents, a high school guidance office, an academic department or college's financial aid office, free internet searches or libraries. One area that is not searched as often but should is a parent's company, or even student employers, so if you are a single mother working and going to school contact your employer to see if there are scholarships available.
Scholarship for Single Mother With so many scholarships being available it can often be difficult to choose which one is best for you. Narrow your search by which you believe best meets eligibility factors, and then take the time to devote persuasive applications that include transcripts, proof of eligibility, personal essays, recommendation letters, etc. Make sure to follow directions carefully, as well as giving yourself enough time to put together a great application opposed to something being done at the last minute.
Follow directions, proofread your work, double check that, apply early and keep copies for your records. Scholarship for Single Mother: Beware of Scholarship Scams There are entities that state that there's millions of scholarship dollars that go unused every year. This is incorrect, as the greater part of the funds comes from the federal government and the private scholarships come from organizations that are willing to let students utilize them. The Federal Trade Commission alerts families to beware of scams that encourage students to make a payment to hold the scholarship, or if the student has been selected for an unknown scholarship.
Schools have a given amount of funds to make use of for students, and no one can change the system to get more money for scholarships than they are granted through the standard financial aid process. Why Should I Apply? As a single mother, don't let high costs be a reason not to go to school. Bettering your education should be a top priority because it will pay off in the future and you will be able to support yourself and your family. Apply today for a scholarship and it will be one less financial cost you will have to worry about, every little bit helps, right?
About The Author: Kelly Kennedy writes for Single Mother Resources a great online source for single mothers and financial advice
