Kamau and Associates. Since 2003 - The World's 1st Blog for Black & Minority Business
Legendary R&B Group the Delphonics and D Train Raise Money for Education

The Delphonics, D Train, and Roz Shepard through The Highgate Youth Leadership & Music Academy's Party W/A Purpose events are raising funds for this fine institution. They are working together to develop the leadership academy curriculum outlined below:
Grade & Intermediate School Students will be introduced to:
1. African American History (w/a Civil Rights Era component. We're working w/the NAACP to develop)
2. Financial Literacy
3. A Second language
4. Music Arts
High School Students:
We have a Dropout Prevention and GED to College Program.
All Students: Community Building
We are also working on Africa-America cultural exchange program with the UN.
Tickets are only $10 and can be purchased right now at
Rozshepard.comYour support of the academy is greatly appreciated.
Labels: D Train, Roz Shepard, The Delphonics
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New Credit Card Rules You Should Pay Attention To
Who is Anngie Jenkins, credit expert?
In 2004, with very little guidance and no experience, Anngie rebounded from a home foreclosure and bankruptcy following a job loss. She went from having damaged credit to having high FICO credit scores on all three credit reports. With hard work and determination, she succeeded in regaining control of her financial future.
She has used her experience to help family, friends and colleagues rebuild their credit and increase their FICO credit scores. Today, she is dedicated to helping others who have experienced financial difficulties and challenges in obtaining higher FICO credit scores reach their goals. “25 Ways to Increase Your FICO Credit Scores to 750” is her first eBook, offering practical, proven advice that’s quick, simple and easy for readers to digest.
Her website teaches you How To Increase Your Credit Scores to 750 or more.
Congress passed a law last summer designed to make credit cards a little more consumer-friendly. The rules take effect on Monday, February 22, 2010 and if you are not paying attention you could get burned.
Check out some of the new rules.
•Yes, the bank can still raise your interest rate.
•No, the bank cannot raise your rate or cancel your card because you're behind on another bill. (I really like this one.)
•Yes, it will be harder to get credit cards.
See what the article has to say about that last one. I've been saying it all along. I'll give you a hint: 750 or above credit scores.
Read the article below.
New Credit Card Rules You Should Pay Attention ToLabels: 25 Ways to Increase Your FICO Credit Scores to 750, credit score, How to Increase Your Credit Scores to 750, How to Restore Your Credit, Increase Your Credit Scores
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Experian Sued For Its Deceptive FreeCreditReport.com Ads
Who is Anngie Jenkins, credit expert?
In 2004, with very little guidance and no experience, Anngie rebounded from a home foreclosure and bankruptcy following a job loss. She went from having damaged credit to having high FICO credit scores on all three credit reports. With hard work and determination, she succeeded in regaining control of her financial future.
She has used her experience to help family, friends and colleagues rebuild their credit and increase their FICO credit scores. Today, she is dedicated to helping others who have experienced financial difficulties and challenges in obtaining higher FICO credit scores reach their goals. “25 Ways to Increase Your FICO Credit Scores to 750” is her first eBook, offering practical, proven advice that’s quick, simple and easy for readers to digest.
Her website teaches you How To Increase Your Credit Scores to 750 or more.
So, Experian is being sued for its deceptive FreeCreditReport.com ads. I'm not surprised about this this. I'm surprised consumers go to FreeCreditReport.com and/or Experian for annything; credit report or credit scores. This is not that place to get your free credit report nor your credit scores.
In my ebook, I share two important pieces of information, and that is:
1. Know where to purchase two of your FICO credit scores (including credit report).
All credit scores are not created equal. There are only two real places to get your unbiased, true FICO credit scores.
2. Know where to get your free credit report (FICO credit scores NOT included).
Federal law dictates that all consumers have access to their free credit reports. Do you know where to get yours?
Experian is NOT the place to go to get your credit report or FICO scores.
Read the article below about Experian being sued.
Experian Sued For Its Deceptive FreeCreditReport.com Ads
Labels: 25 Ways to Increase Your FICO Credit Scores to 750, credit score, How to Increase Your Credit Scores to 750, How to Restore Your Credit, Increase Your Credit Scores
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Kamau Quips: Commentary On Business and Life

As a consultant you may have to FIRE a client on the Day you realize they aren't willing to listen or do what you say.
If in marketing and commerce you prove to be clever don't be surprised when even smarter people want to join your endeavor.
The secret to success is simple. Lot's of dedication which cultivates your tremendous innate talent.
There's no ego in the word HERO. When you think of the aid and rescue efforts in Haiti you realize, there's no ego in the word HERO.
The road to success is started by embracing it and then networking with like minded people to achieve it.
But first we have to buy into our value and unlimited potential. Much of the opportunity we have today is because progressive minded people came together to make it possible
Be willing to invest in success. Reach for the stars, and then expect fame and acclaim, embrace success. Claim success, it's waiting for you!
There are still social ills to be addressed and positive people can work collectively together to eradicate them.
When one plays to a moderate position be prepared to get the crap kicked out of you from people on both sides of you.
Everyone deserves a second chance. But if a business associate screws you over if you work with them again, put measures in place to protect yourself.
The route down hill in business is much quicker than the upswing. Focus on the things that work because things that don't are obvious.
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Credit Repair – Increasing Your Credit Score Above 700 in 2010
Who is Anngie Jenkins, credit expert?In 2004, with very little guidance and no experience, Anngie rebounded from a home foreclosure and bankruptcy following a job loss. She went from having damaged credit to having high FICO credit scores on all three credit reports. With hard work and determination, she succeeded in regaining control of her financial future.
She has used her experience to help family, friends and colleagues rebuild their credit and increase their FICO credit scores. Today, she is dedicated to helping others who have experienced financial difficulties and challenges in obtaining higher FICO credit scores reach their goals.
“25 Ways to Increase Your FICO Credit Scores to 750” is her first eBook, offering practical, proven advice that’s quick, simple and easy for readers to digest.
Her website teaches you
How To Increase Your Credit Scores to 750By improving your credit score you will find that you have much more financial leverage when it comes to borrowing money. You will be able to get much lower interest rates on any type of loan including a personal loan, a car loan or a home loan. With this in mind it might be wise to contact a credit repair company today so you make sure your credit score is as high as it should be.
Read the article below.
Credit Repair – Increasing Your Credit Score Above 700 in 2010Labels: 25 Ways to Increase Your FICO Credit Scores to 750, credit score, How to Increase Your Credit Scores to 750, How to Restore Your Credit, Increase Your Credit Scores
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Overdrawn Bank Account Can Lower Your Credit Scores
Who is Anngie Jenkins, credit expert?
In 2004, with very little guidance and no experience, Anngie rebounded from a home foreclosure and bankruptcy following a job loss. She went from having damaged credit to having high FICO credit scores on all three credit reports. With hard work and determination, she succeeded in regaining control of her financial future.
She has used her experience to help family, friends and colleagues rebuild their credit and increase their FICO credit scores. Today, she is dedicated to helping others who have experienced financial difficulties and challenges in obtaining higher FICO credit scores reach their goals. “25 Ways to Increase Your FICO Credit Scores to 750” is her first eBook, offering practical, proven advice that’s quick, simple and easy for readers to digest.
Her website teaches you How To Increase Your Credit Scores to 750
Did you know a debt from an overdrawn bank account that is not paid quickly can appear on your credit reports and lower your credit scores substantially?
Read the article below.
Overdrawn Bank Account Can Lower Your Credit Scores Labels: 25 Ways to Increase Your FICO Credit Scores to 750, credit score, How to Increase Your Credit Scores to 750, How to Restore Your Credit
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A Good Credit Score is Not Good Enough Anymore
Who is Anngie Jenkins, credit expert?In 2004, with very little guidance and no experience, Anngie rebounded from a home foreclosure and bankruptcy following a job loss. She went from having damaged credit to having high FICO credit scores on all three credit reports. With hard work and determination, she succeeded in regaining control of her financial future.
She has used her experience to help family, friends and colleagues rebuild their credit and increase their FICO credit scores. Today, she is dedicated to helping others who have experienced financial difficulties and challenges in obtaining higher FICO credit scores reach their goals.
“25 Ways to Increase Your FICO Credit Scores to 750” is her first eBook, offering practical, proven advice that’s quick, simple and easy for readers to digest.
Her website teaches you How To
Increase Your Credit Scores to 750Make 2010 the year you boost your credit scores! A few years ago a score of 620 or higher was good enough. That increased to 680 in early 2008. Then it jumped to 720 in April last year and 740 in August 2009. See, I've been saying for a long time now--aim for credit scores of 750 or above.
Check out this article.
Good Credit Not Good Enough Anymore
Labels: 25 Ways to Increase Your FICO Credit Scores to 750, How to Restore Your Credit, Increase Your Credit Scores
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Kamau Quips: Commentary On Business and Life

Technology solves difficult problems. But Deep existential concerns can only be solved with spirit insights. In this tech can only assist.
Prayer is talking to GOD, Meditation is Listening. Both are spiritual communication. Seek both to know what your purpose is.
A good business is one in which you both serve your client's and your interests well.
Grab technology and mold it towards your goals. It can be your asset or liability. Decide to use it for innovation and progress.
Prospects who raise serious and legitimate questions or concerns are usually your best potential customers.
People do business with people they like. Usually people like themselves. Find common ground with your potential clients.
Pay close attention to your customers and they will compensate you with more than pay. They will send both Goodwill and Referrals your way.
In business Your Best (fiercest) competition could be your greatest inspiration or even partner when looking at your industry another way.
Kamau's Quips by
Kamau Austin (c) Copyright 2009 - 2010 All Rights Reserved AMS
Labels: Dadpreneur Kamau Austin, Kamau Austin, Kamau Austin Quips, Poet Kamau Austin
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Beware - Credit Improvement Warning by Anngie Jenkins
Who is Anngie Jenkins, credit expert?In 2004, with very little guidance and no experience, Anngie rebounded from a home foreclosure and bankruptcy following a job loss. She went from having damaged credit to having high FICO credit scores on all three credit reports. With hard work and determination, she succeeded in regaining control of her financial future.
She has used her experience to help family, friends and colleagues rebuild their credit and increase their FICO credit scores. Today, she is dedicated to helping others who have experienced financial difficulties and challenges in obtaining higher FICO credit scores reach their goals.
“25 Ways to Increase Your FICO Credit Scores to 750” is her first eBook, offering practical, proven advice that’s quick, simple and easy for readers to digest.
Her website teaches you
How To Increase Your Credit Scores to 750Beware, there are scam artists everywhere there's an opportunity. Most people are attempting to keep their credit and credit scores intact in this new economy. However, it gets difficult to do when there are scam artists such as these.
Don't pay anyone to contact your creditors on your behalf. This is something you can do yourself.
Use this link below to
read the articleLabels: How to Increase Your Credit Scores to 750, How to Restore Your Credit, Increase Your Credit Scores
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